Financing Options for Your Furniture Needs
At TX Fine Furniture, we understand that purchasing furniture and mattresses can be a significant investment. That's why we offer a variety of financing options to suit different credit profiles. Explore our offerings below to find the best fit for your financial situation.
Good Credit Options
Synchrony HOME Credit Card The Synchrony HOME Credit Card is an excellent choice for those with good credit. This card offers promotional financing options that allow you to manage your cash flow while making large purchases. Here are some key benefits:
Promotional Financing: Enjoy 6 to 60 months of promotional financing on qualifying purchases. 0% interest.
No Annual Fee: Take advantage of benefits without the burden of an annual fee.
$0 Fraud Liability: Rest easy knowing you’re protected against unauthorized charges.
Okay Credit Options
Mariner Finance Mariner Finance is a consumer finance company that provides accessible loans for those with okay credit. They consider various factors beyond just credit scores, making it easier to secure funding. Here’s what you can expect:
Flexible Approval: 540 minimum credit score required, making it accessible for many borrowers.
Loan Amounts: Borrow between $1,000 and $25,000.
Repayment Terms: Choose from 3 to 36 months.
Application Requirements: Social Security number or ITIN, proof of income, and a valid ID may be needed.
No Credit Needed Options For customers with less-than-perfect credit, we offer several lease-to-own solutions with flexible terms up to 18 months, including leasing fees. These options come with early buyout opportunities, allowing you to save significantly. Pay within the first 90 days for maximum savings, or pay off your lease early to still enjoy reduced costs.
Progressive Leasing: Offers flexible lease-to-own plans with easy approvals and the option to own your items when you’re ready.
Kafene: Quick approvals for lease-to-own solutions, allowing smaller payments over time. Helps to build credit.
Acima: Flexible lease-to-own options available online, in-app, or at thousands of retailers. Own items when ready or return them hassle-free.
Snap Finance: Virtual rent-to-own financing for larger purchases like furniture and electronics, accessible online and in-store.
Koalifi: Technology-driven financing with up to $10,000 in loan funding and $7,500 in lease-to-own funding.
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